86. All advertising by a merchant regarding the terms and conditions of credit in a contract involving credit and including one of the following particulars:(a) a reference amount for which a credit may be granted;
(b) the down payment required or the fact that no down payment is required;
(c) a component of the credit charges;
(d) the total credit charges;
(e) the number and duration of the payment periods;
(f) the amount of each deferred payment;
(g) the total obligation of the consumer;
(h) a reference table of credit charges to be paid;
must include all those particulars.